別太天真 信託執行結果 不是這麼簡單
家中有未成年子女的家庭，生前信託還可以為他們提供保障。假如夫婦當中一人離世，另一人當然可以繼續擁有產權，和子女們的監管權；可是，萬一夫婦都離世，假如沒有預先透過遺囑或生前信託，去指定遺產的管理權和子女的監護權，便要由認證法庭(PROBATE COURT)去按州法律作決定，而這些決定通常都是跟據親屬的親疏關係，未必與您的願望相符。
生前信託 物業必須歸由信託擁有. 就是產權不再由夫婦直接擁有，而是改為夫婦以生前信托之信託人 (TRUSTEE) 身份擁有。
「信託」(TRUST)，是有法律效力的安排，「生前信託」顧名思義，是在生前由律師制定信託文件，詳細列明遺產安排指示和條款。
信託一般分為可撤銷(REVOCABLE)和不可撤銷(IRREVOCABLE)兩種，大部份生前信託都屬前者，即訂立人在生時，可隨時修改甚至取消。因此，該信託對訂立者的稅務及資產產權並無任何影響，亦不會對債務起任何保護作用。
生前信托文件，通常都會包括以下三份相當有用的附加文件﹕
· 「傾注遺囑」(POUR-OVER WILL),作用是將沒有放入生前信托的資產,將來都按生前信托條款處理。
· 「財務管理授權書」(DURABLE POWER OF ATTORNEY),作用是在萬一本人無力管理產業或作財務決定時，由代理人(AGENT)代為辦理。
· 「醫療授權書」或「預先醫療指示」(ADVANCE HEALTH CARE DIRECTIVE ),作用是萬一自己無法作醫療決定時,由代理人代作決定。
A will and a trust are separate legal documents that commonly work together under a unified estate plan. While the will and trust ideally work together, because they are separate documents, they sometimes conflict with one another, either intentionally or accidentally. Whether a will supersedes a conflicting trust generally depends on the type of trust involved and timing of respective transfers under the will and trust. A living trust generally supersedes a will, but a will generally supersedes a testamentary trust.
遺囑和信託是根據統一遺產計劃共同合作的單獨法律文件。雖然願意和信任理想地一起工作，因為它們是單獨的文件，它們有時會有意或無意地相互衝突。是否取代相互衝突的信託通常取決於所依賴的信託類型和根據意願和信任的相應轉讓的時間。一個生命的信託通常取代意願，但一般意思願通常會取代遺囑信託
Testamentary Trusts
The two most common forms of estate planning trusts are the living trust and testamentary trust. A testamentary trust is a trust created under a will, which means the testamentary trust does not actually exist until the will takes effect. The will creates the trust and transfers property to the testamentary trust.
遺囑信託
遺產規劃信託的兩種最常見形式是生活信託和遺囑信託。遺囑信託是根據意願創造的信託，這意味著遺囑信託實際上不存在，直到意願生效。遺囑將創建信託並將遺產轉讓給遺囑信託。
Living Trust
Unlike a testamentary trust, a living trust actually springs into existence during the creator&squots lifetime, which means the trust becomes operative before the will takes effect. The trustor, meaning the person who creates the living trust, transfers property to the living trust during his lifetime. Any property held by the trust at the time of the trustor&squots death is unaffected by the trustor&squots will because the trustor&squots will only relates to property owned by the trustor. Therefore, a living trust supersedes a conflicting will.
生活信任
與遺囑信託不同，生命的信任在創作者的生命中實際上已經存在，這意味著信任在意願生效之前就會起作用。信託人，意思是創造生命信託的人，在一生中將財產轉移給生命的信託。委託人死亡時由信託持有的財產不受信託人的意願影響，因為信託人的意圖只涉及信託人擁有的財產。因此，一個活著的信託取代了相互矛盾的意思不過願。
Probate
When a person passes away, that person&squots will springs into effect in a legal proceeding called probate. The purpose of the probate process is to disseminate the deceased person&squots property according to the terms of the deceased&squots will. Probate does not apply to property held in a living trust since trust property is not legally property owned by the deceased person. Therefore, a will that purports to disseminate property held in a living trust has no legal effect on that trust property.
遺產認證
當一個人離開時，該人的意願將在稱為遺囑認證的法律程序中生效。遺囑認證程序的目的是根據死者的意願傳播死者的財產。遺囑執行不適用於活著的信託財產，因為信託財產不屬於死者所有的法定財產。因此，意圖傳播在生物信託中持有的財產的意願對該信託財產沒有法律效力。
Pour-over Will
A common estate planning technique is the use of a will and testamentary trust together. Under this technique, the will is called a pour-over because the will simply pours property into the trust then the terms of the trust dictate the long-term handling of that property. During probate, the terms of the pour-over will supersede the terms of the testamentary trust. However, once probate has occurred and the property has been transferred to the testamentary trust, the terms of the trust then supersede the now-obsolete terms of the will. The will has no effect after probate is complete, but the trust generally continues to operate and control the property long after probate ends.
傾倒意願
共同的房地產規劃技術是一起使用遺囑和遺囑信託。根據這種技術，意志將被稱為傾倒，因為它將簡單地將財產投入信託，然後信託的條款規定了該財產的長期處理。在遺囑認證期間，傾覆的條款將取代遺囑信託的條款。不過，一旦遺囑發生，遺產已轉移給遺囑信託，信託條款就取代了現在已經過時的遺囑條款。遺囑認證完成後遺囑無效，但遺囑認定終止後，信託一般繼續經營和管理。
十大最常見的遺產，信託和財產戰爭
1) Petitions against Former Trustees Alleging Wrongful Acquisition and Misappropriation of Trust Assets
1）向前受託人提出訴訟，指稱不正當地收購和挪用信託資產
2) Petition for Court Order for Authorization for the Settlement of an Action on Decedent&squots Behalf
2）請求法院下令解決裁定訴訟的命令
3) Petition by Beneficiaries For Instructions Regarding Interpretation of Trust Terms
3）受益人的請願書關於信託條款解釋的說明
4) Petition To Compel Return of Real Property To Trust, For Breach of Fiduciary Duty, Financial Elder Abuse, Conversion and Imposition of Constructive Trust
4）請願強制不動產信託返還，違反信託義務，財務長者濫用，建設性信託的轉換和實施
5) Notice of Proposed Action (personal representative to take without court supervision)
5）擬議行動通知（代理人未經法院監督）
……..等
信託服務商吭錢多少 , 效果多好, 自求多福. 反正立信託人死了也不知道 . 有如算命,神棍 沒有保證.
非常 情況如下:
- 成年的笨小孩被色誘 捌騙了 咋辨?
- 敗光 睹光 輸光
- 酒肉兄弟 光天酒地 吃喝嫖睹
- 金光黨 洗光光
- 子女被另一方 離婚威脅
- 孫子女被子女対方用不準看望脅持
- 逆子
父母為子女打拼, 提供好環境給子女, 有無招搖 顯掰. 有無惹人眼紅,妒忌 沒人可以保證.
受害事件太多, 自己網尋, 対号入座.
所有信託内容爭議都須上法庭, 信託服務商 會避免碰觸的議題. 並加上沒有十全十美的信託.
提醒各位 別招搖,顯掰 招來的不是會羨慕而會是設計陷害.
外加習慣性冷嘲熱諷. 我的80歲猶太鄰居告訴我 美國環境家庭好的父母成立信託 索性子女須活到50歳及惡意対方往生 才能執行分配受益. 或成立慈善基金會.
